Hello. My name is Charles Banks. Thank you for stopping by my website. I hope to provide you with some valuable information. My family has a small business that had been experiencing losses the past few years. We used to be profitable, but then things turned around for us. For a few years, our accountant would prepare our annual taxes and make comments about things that we may want to consider changing. To be completely honest, I didn't even pay attention to his suggestions; not until last year. I finally listened to what our accountant was telling me. He had some excellent points and after putting them into action, we are now looking at a profit on our books. I’m going to share a few of the things our account pointed out to us and explain why he had the authority and professional know-how to see these problems.